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All pension resources

Our mission is to make pensions less boring and complicated. Get clarity and inspiration with our jargon-free resources.

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Employer tools

Boost your business with tips and insights about workplace pensions. Visit our knowledge centre for all your workplace pension queries.

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Pension saver guides

Level up your pension knowledge. Everything you ever needed to know about pensions can be found here.

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News and insights

We’re on a mission to make pensions and financial wellbeing less boring and complicated. Our articles focus on clarity and inspiration, as jargon-free as possible.

Read our insightful articles

Penfold user guides

Support guides for using Penfold. Wondering how to combine pensions with our app? Foxed by your forecast? All you need to know about using Penfold is here.

Find out how to use Penfold

How the annual allowance affects pensions for high earners

Pension contributions

The tax advantages of your pension are reduced and there are charges to watch out for. But there’s a lifeline too.

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What is a pension?

Pension basics

What a pension actually is, the different pension types available, and why it might be worth paying into a pension.

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What is a defined contribution pension?

Pension types

Defined contribution pensions explained, including how they work and a comparison with defined benefit pensions.

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How much can I pay into my pension?

Pension contributions

Learn how much can be paid into a pension each year, annual and lifetime allowances, and backdating contributions.

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How to find old pensions

Find and transfer pensions

How to find pensions in the UK, what a policy reference number is, how to find lost pensions, and transferring pensions

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Can I find my pensions with my National Insurance number?

Find and transfer pensions

The three ways you can find pensions with your National Insurance number and how Penfold can help.

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Do the self employed get a pension?

Self-employed pensions

Learn whether self-employed workers get a pension, how to set up a private pension, and how Penfold can help.

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How to get a pension when self employed

Self-employed pensions

Find out what type of pension you can have when self-employed and how to get one.

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Can you withdraw money from a private pension?

Pension withdrawal

Find out when you can withdraw from a private pension, tax implications to keep in mind and whether you can withdraw early.

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When can I withdraw my pension?

Pension withdrawal

See when it's possible to withdraw from a private or the State pension, withdrawing early due to ill health and how to deal with pension withdrawal scams.

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How do pensions work?

Pension basics

Paying into a pension, tax relief, contribution limits, fees and accessing or withdrawing from a pension.

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What is a pension fund?

Pension basics

Types of pension fund explained, how to invest into a pension fund and transferring or inheriting a pension fund.

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