How the annual allowance affects pensions for high earners
Pension contributions
The tax advantages of your pension are reduced and there are charges to watch out for. But there’s a lifeline too.
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Our mission is to make pensions less boring and complicated. Get clarity and inspiration with our jargon-free resources.
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Employer tools
Boost your business with tips and insights about workplace pensions. Visit our knowledge centre for all your workplace pension queries.
Pension saver guides
Level up your pension knowledge. Everything you ever needed to know about pensions can be found here.
News and insights
We’re on a mission to make pensions and financial wellbeing less boring and complicated. Our articles focus on clarity and inspiration, as jargon-free as possible.
Penfold user guides
Support guides for using Penfold. Wondering how to combine pensions with our app? Foxed by your forecast? All you need to know about using Penfold is here.
What is a pension?
Pension basics
What a pension actually is, the different pension types available, and why it might be worth paying into a pension.
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What is a defined contribution pension?
Pension types
Defined contribution pensions explained, including how they work and a comparison with defined benefit pensions.
Read articleHow much can I pay into my pension?
Pension contributions
Learn how much can be paid into a pension each year, annual and lifetime allowances, and backdating contributions.
Read articleHow to find old pensions
Find and transfer pensions
How to find pensions in the UK, what a policy reference number is, how to find lost pensions, and transferring pensions
Read articleCan I find my pensions with my National Insurance number?
Find and transfer pensions
The three ways you can find pensions with your National Insurance number and how Penfold can help.
Read articleDo the self employed get a pension?
Self-employed pensions
Learn whether self-employed workers get a pension, how to set up a private pension, and how Penfold can help.
Read articleHow to get a pension when self employed
Self-employed pensions
Find out what type of pension you can have when self-employed and how to get one.
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Can you withdraw money from a private pension?
Pension withdrawal
Find out when you can withdraw from a private pension, tax implications to keep in mind and whether you can withdraw early.
Read articleWhen can I withdraw my pension?
Pension withdrawal
See when it's possible to withdraw from a private or the State pension, withdrawing early due to ill health and how to deal with pension withdrawal scams.
Read articleHow do pensions work?
Pension basics
Paying into a pension, tax relief, contribution limits, fees and accessing or withdrawing from a pension.
Read articleWhat is a pension fund?
Pension basics
Types of pension fund explained, how to invest into a pension fund and transferring or inheriting a pension fund.
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