A photo of an accountant using the Penfold platform on a laptop
For Accountants

Turn pension admin into a service your clients actually value

Give every client a modern workplace pension without becoming a pensions expert yourself. Free for you, free for employers, and easy to set up whichever way suits you.

Get startedRequest more details

What accountants say

  • The clarity, simplicity, and hands-on support make Penfold the easiest way to manage payroll.
    Zak Round
    Director, Kaizen Accountancy Services
  • With Penfold, we have a pension partner that supports us and our clients, allowing us to focus on strategy and client relationships.
    Emilio Vences
    Co-founder, Heaton Vences
  • Penfold transformed auto enrolment pensions from a compliance exercise into a value-added service for our clients and their teams.
    Richard Sykes
    Founder, CloudCFO
  • Penfold's user-friendly approach and transparency revolutionised how we manage pensions for our clients.
    Ben Nacca
    Founder, Cone Accounting
  • The clarity, simplicity, and hands-on support make Penfold the easiest way to manage payroll.
    Zak Round
    Director, Kaizen Accountancy Services
  • With Penfold, we have a pension partner that supports us and our clients, allowing us to focus on strategy and client relationships.
    Emilio Vences
    Co-founder, Heaton Vences
  • Penfold transformed auto enrolment pensions from a compliance exercise into a value-added service for our clients and their teams.
    Richard Sykes
    Founder, CloudCFO
  • Penfold's user-friendly approach and transparency revolutionised how we manage pensions for our clients.
    Ben Nacca
    Founder, Cone Accounting

See every client’s status at a glance

Auto-enrolment rules apply differently to every client, and falling short can mean fines from The Pensions Regulator for your client.

Our dashboard gives you visibility of every client's contributions, status and any outstanding actions, so you can spot issues early:

  • One dashboard to see every client's status, contributions and queries at a glance

  • Quick access to our support team for any queries you or your clients may have

A happy young woman wearing a gray cap and sweater looks at her orange smartphone, pointing to it with a smile. In the foreground, a graphic overlay of a phone screen shows the Penfold pension app interface, with a notification from Acme Inc. that £400 has been paid into her pension. The screen displays a total pot value of £12,994.54 and options for pension transfer and forecasting retirement value.

Payroll files, sorted in seconds

Upload contribution files straight from one of our many payroll integrations including Xero, Sage and Staffology, or drag and drop them in.

Our system checks and corrects errors automatically, so what used to take minutes now takes seconds.

Get full visibility on every client's contributions, statuses, histories and opt-outs in one place, so you're never caught out by a query you can't answer.

Payroll Integrations
A happy young woman wearing a gray cap and sweater looks at her orange smartphone, pointing to it with a smile. In the foreground, a graphic overlay of a phone screen shows the Penfold pension app interface, with a notification from Acme Inc. that £400 has been paid into her pension. The screen displays a total pot value of £12,994.54 and options for pension transfer and forecasting retirement value.

Free for you, free for employers

Penfold is free for accountants and employers. There's nothing for you or your client's business to pay.

The only fee is a small annual charge taken from the employee's own pension pot, covering administration and investment management, and there are no hidden extras.

Reduce NI, keep more money in your clients’ accounts

Salary sacrifice can reduce National Insurance for both employers and employees, without reducing what goes into the pension.

The exact saving depends on salary and contribution levels – we can help you model it for each client rather than guessing at a number.

Tax treatment depends on the individual circumstances of each client and may be subject to change in future.

Salary sacrifice

Why accountants trust Penfold

  • We're a trusted partner

    We're independently rated 5 stars by Defaqto and 4.5 out of 5 on Trustpilot, and our savers app holds a 4.8-star rating on the App Store.

  • Backed by a name you know

    Our default Penfold Plan is managed by BlackRock, one of the world's largest asset managers.

  • Trusted by accountants like you
See how other accountants use Penfold

Can I recommend a pension provider?

Yes. Helping an employer choose or compare workplace pension schemes isn't regulated advice, so you can support your clients by giving them information and comparing options. You should check if there are guidelines provided by your own professional body to help you give advice. Read more on The Pensions Regulator’s website.

The Pensions Regulator
A photo of a woman looking at a phone and excerpt screens of the Penfold team messaging employees

Make life easier for your clients

Penfold isn’t just better for you – it’s better for your clients, too:

  • We onboard them for you and walk them through everything

  • You can view their scheme and access reporting

  • They get tools they actually enjoy using (and so do their employees)

  • You stay in control – no chasing, no guesswork, no spreadsheets

A happy young woman wearing a gray cap and sweater looks at her orange smartphone, pointing to it with a smile. In the foreground, a graphic overlay of a phone screen shows the Penfold pension app interface, with a notification from Acme Inc. that £400 has been paid into her pension. The screen displays a total pot value of £12,994.54 and options for pension transfer and forecasting retirement value.

Everything you need to support your clients’ pensions

  • One dashboard for every client

  • Payroll integrations that do the heavy work

  • Free for you and your clients

  • A dedicated account manager when you need one

Learn more about Penfold