A photo of an accountant using the Penfold platform on a laptop
For Accountants & Advisers

The smarter pension platform for you and your clients

Manage workplace pensions with less admin, less risk and more client value. Free to use, easy to integrate, and fully supported by our team.

Get startedSee how it works

Simple, supported setup – whether you do it yourself or with our team

A happy young woman wearing a gray cap and sweater looks at her orange smartphone, pointing to it with a smile. In the foreground, a graphic overlay of a phone screen shows the Penfold pension app interface, with a notification from Acme Inc. that £400 has been paid into her pension. The screen displays a total pot value of £12,994.54 and options for pension transfer and forecasting retirement value.

How Penfold can help

One pension platform – two powerful use cases:

  • Accountants and payroll providers

    Manage multiple clients from one dashboard. Help clients stay compliant and save money. Get access to onboarding support for your team and theirs.

  • Financial advisers

    Offer your clients a modern, auto-enrolment compliant scheme – without having to become their pensions expert.

A happy young woman wearing a gray cap and sweater looks at her orange smartphone, pointing to it with a smile. In the foreground, a graphic overlay of a phone screen shows the Penfold pension app interface, with a notification from Acme Inc. that £400 has been paid into her pension. The screen displays a total pot value of £12,994.54 and options for pension transfer and forecasting retirement value.

No cost for accountants or advisers

Save money with a pension solution that's free forever for advisers and employers, with no hidden fees:

  • Single employee fee

    An annual rate, based on a percentage of their total pot, made up of a pension administration and investment management fee

  • No hidden charges

    Switching support and account management are included – and there are no contribution fees whatsoever

  • Explore the app

    For employees and company directors

  • Tour the platform

    For accountants and advisers

A happy young woman wearing a gray cap and sweater looks at her orange smartphone, pointing to it with a smile. In the foreground, a graphic overlay of a phone screen shows the Penfold pension app interface, with a notification from Acme Inc. that £400 has been paid into her pension. The screen displays a total pot value of £12,994.54 and options for pension transfer and forecasting retirement value.

Setting up a pension has never been so easy

  • Access in minutes

    Quickly get set up with our platform and start adding your clients in three easy steps

  • Support closing old schemes

    Get help switching from old pension providers and onboarding new savers

  • Dedicated Account Manager

    Reach out to our experts by phone or email for any help getting started

A happy young woman wearing a gray cap and sweater looks at her orange smartphone, pointing to it with a smile. In the foreground, a graphic overlay of a phone screen shows the Penfold pension app interface, with a notification from Acme Inc. that £400 has been paid into her pension. The screen displays a total pot value of £12,994.54 and options for pension transfer and forecasting retirement value.

Spend 50% less time processing files*

  • Integrate Penfold into your workflow

    Upload contribution files straight from your payroll software –or simply drag and drop

  • Say goodbye to painful processing

    Use our advanced tech to autocorrect errors – meaning each submission takes an average of 43 seconds**

  • Get total visibility

    Access contribution data, statuses and histories, as well as
opt-out summaries and employee details

Worried about compliance? You’re covered.

Can I recommend a pension provider?

Yes! Advising employers on workplace pension scheme selection is not regulated advice. So, you can assist your clients by providing information, comparing schemes and making recommendations.

A photo of a woman looking at a phone and excerpt screens of the Penfold team messaging employees

Make life easier for your clients

Penfold isn’t just better for you – it’s better for your clients, too:

  • We onboard them for you and walk them through everything

  • You can view their scheme and access reporting

  • They get tools they actually enjoy using (and so do their employees)

  • You stay in control – no chasing, no guesswork, no spreadsheets.

A photo of a woman looking at a phone and excerpt screens of the Penfold team messaging employees

Why partners choose Penfold

  • We're a trusted partner

    With a 5-star Defaqto rating, 4.6 Trustpilot score, and 5-star rated savers app, you can trust Penfold to look after your future

  • Our funds are industry beating

    Our default Penfold Plan, managed by BlackRock, has outperformed the defaults of other auto enrolment providers***

  • We help to reduce NI tax and save £1000s

    With free support to set up salary sacrifice, you can reduce NI tax for employers and individuals without reducing pension contributions

Cone Accounting: Success Story

* Based on an internal user interaction survey - Feb 2024, available on request

** Based on internal user data, available on request

*** Based on simulated and annualised returns data collected by Dean Wetton Advisory, available on request. Past performance is not an indicator of future returns.