One simple fee. No hidden charges
We have one simple annual fee that covers managing your pension and your investments. There are no hidden charges or surprise extras.

Completely free for businesses
Your business gets everything you need to set up and manage your workplace pension, at no cost.
That means there are no:
Account fees
Management fees
Adviser fees
Payroll integration fees
Implementation fees

How our charges work
We keep pension charges simple.
Your annual fee covers everything you need to manage your pension, including your investments. We’ll always confirm the charges that apply to you before you open your pension, so you know exactly what you’ll pay.
How charges are calculated
Your fee is calculated throughout the month based on the value of your pension and collected monthly.
It combines:
- the cost of administering your pension
- investment management costs from our investment partners
We combine these into one simple charge, so you don’t have multiple fees to keep track of.

No extra charges
Your annual fee covers everything you need to manage your pension.
There are no extra charges for:
- making contributions
- switching investment plans
- transferring your pension to another provider





