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Sort your future today

Our flexible, modern, faff-free pension takes care of your future so you can enjoy the now.

Get started from just £1

As with all investments,
your capital is at risk

Penfold app dashboard surrounded by an array of features, including notifications, sustainable investing and excellent reviews
Download at the Apple App Store
Download at the Google Play Store

Sort your
future today

Our flexible, modern, faff-free pension takes care of your future so you can enjoy the now.

As with all investments,
your capital is at risk

Download at the Apple App Store
Download at the Google Play Store
Penfold app dashboard surrounded by an array of features, including notifications, sustainable investing and excellent reviews
man and woman smiling and looking down

Enjoy the now

Welcome to a new kind of pension.

Relieve your pension tension

Set up in minutes, track performance and manage effortlessly online or in our app.

phone showing penfold app contribution screen
phone showing penfold app growth profile
phone showing penfold app dashboard

Choose how much to save

Pick a growth profile

That's it, done!

Full flexibility

Penfold is designed to be as flexible as you are. Top up, amend, or pause your contributions at any time.

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25% savings bonus

Enjoy an automatic 25% tax relief top-up every time you contribute to your Penfold pension.

Subject to annual allowance. Tax treatment depends on individual circumstances and may change in the future.

Why 25%?

Pick your perfect plan

Lifetime

An automated investment plan that adjusts your investments for you.

Standard

Our most popular plan, with four different risk level options.

Sustainable

Make a positive impact on the world without sacrificing growth.

Shariah

Invest your pension solely into Shariah-compliant companies.

Find, combine, unwind

Track down old or lost pensions, transfer and combine into one pot. All we need is the name of your old employer.

Consolidating pensions with Penfold is easy, free of charge, and our friendly customer service will manage it on your behalf.

Learn more
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Remember

It is important to compare providers’ fees and any guaranteed benefits when deciding on whether to transfer, and be sure that the investments available are suitable for you. We cannot accept defined benefit pension transfers. If you decide to close your Penfold account and the value of your pot has gone down, the amount returned to the provider may be less than what you originally transferred.

Please know that if your employer is paying into your pension currently, transferring that pot may mean you lose out on their contribution. For more information on the risks see here.

Friendly and expert support

Pensions can be confusing. Our friendly team of experts will answer any question you have, and we promise no jargon.

No waiting lines, no call centres. Just drop us a message on chat, email us or give us a call any time.

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Keeping your money safe

Safe

Penfold is authorised and regulated by the Financial Conduct Authority. Your money is FSCS protected up to £85,000.

Separate

Your pension is invested by BlackRock and HSBC - two of the biggest money managers on the planet.

Secure

Cutting-edge encryption and data security technology keeps your private information private.

Join thousands of happy Penfold savers

How it works

1

Register online or download our app.

2

We help you decide how much to save and which plan is right for you.

3

Top-up your account by Direct Debit or by bank transfer. Pause or change any time.

4

We add your 25% tax bonus each month. Pension and tax rules apply.

5

Review your progress on our clear, online dashboard. Withdraw from age 55.

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FAQ

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Get in touch

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Our team is made up of experts in pensions, technology, security, operations and customer services. You can reach us any time on chat, by phone, or on email.

0208 003 5908

hello@getpenfold.com

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