Reduce Employer NICs: Salary Sacrifice Pensions
Most pensions feel outdated and confusing – if you ever think about them at all.
Penfold makes pensions easy to manage, understand, and (dare we say) enjoy.
With investments, your capital is at risk.
Streamline your workflow, impress your clients, and save time with a tech-driven platform and dedicated support. Effortless setup, smooth management, and first-class service.
Turn your biggest employee benefit into a real engagement tool. Keep your team happy, boost retention, and save money with tax-efficient contributions – all with zero hassle.
Plan, save, and reach your retirement goals with our sleek, easy-to-use app. Set up in minutes, manage contributions with a tap, and bring old pensions together in one place effortlessly.
Savers get our award-winning pension app which makes it easy to:
We make it simple to track down and combine old pensions into one place for peace of mind.
Select an investment plan that fits your values and risk appetite. Adjust contributions whenever you like and top up if you find you’ve got a little extra in your bank account.
Get a picture of your retirement lifestyle which includes the State Pension and other pensions. We’ll help you set realistic yearly targets to achieve your saving goals.
It’s important to compare providers’ fees and any guaranteed benefits when deciding on whether to transfer, and be sure that the investments available are suitable for you. If your employer is paying into your pension currently, transferring that pot may mean you lose out on their contribution.
Employers and accountants get our easy-to-use pension platform which helps:
Reduce the hassles of pension and payroll processing - most of our client have halved the time spent on these activities every month
Eliminate mistakes, our smart system reviews file uploads and summarises data for you to cross-check - 100% data accuracy, 0% explaining mis-contributions to employees.
Stay in control with total visibility over employer and employee contributions.
Everyone who uses Penfold gets access to support rated ‘Excellent’ on Trustpilot – and we mean everyone. That includes:
No chatbots, call centres, or slow replies. You’ll get fast, friendly support from our expert team via in-app chat, email or phone.
We’ll manage the transfer from your old provider. If you’re a business, our team will help you set up your scheme and onboard employees.
Every business gets access to our expert support team. As your team grows, we’ll assign you a dedicated Account Manager to offer even more personalised help.
Trusted by thousands of UK businesses
Everyone needs an auto-enrolment pension scheme, so why not use the best one?
Penfold really stands out with the customer service it offers. They’re so much more flexible and on top of things than any other pension provider I’ve spoken to.
Investment performance is most important, and Penfold’s historical performance is excellent.
Chris Binns
Chartered Financial Planner at MoneyWeb
Penfold offers great customer service to ourselves as Payroll Managers but also to our employees, who value the app experience.
Implementing Penfold has led to a decrease in our negative ticket numbers and we have far less payroll corrections to facilitate.
Michaela
Senior Payroll Expert at Deel
Penfold is dramatically better than anything we’ve worked with before and has helped me by removing all of the admin that comes with pensions. ‘Saving time’ is one of the key benefits that encourages me to recommend it to others.
Penfold’s been a huge success at Cuvva, with 88% of the company logging into the app to view their pensions.
It’s one of the tools I just could not live without.
Alex Perkins
Senior People Operations Partner at Cuvva
Penfold’s team of dedicated experts are super responsive and will help me with any kind of questions or queries that I might have.
There’s no longer this restriction where I’m working as a kind of middleman. In fact, people can just go straight to the source and get whatever information they need.
Penfold was absolutely amazing in terms of the education, the training, and all the administrative backlog that goes on with moving over pension providers. It ran so smoothly, I would say to other PeopleOps Leads: ‘Don't hesitate at all.’
Aileen Walsh
People Operations & Data Lead at Paddle
