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Pension Saver Guides

Everything you ever needed to know about pensions.

Pension basics

Pension tax relief explained

What is pension tax relief, how it works, how to claim pension tax relief, tax-free pension allowances and claiming higher rate tax relief.

Pension types

Workplace pensions explained

What workplace pensions are and how they work. Qualification, enrolment and opting out of a workplace pension. What happens to a workplace pension when leaving a company or after passing away.

Pension withdrawal

When can I withdraw my pension?

See when it's possible to withdraw from a private or the State pension, withdrawing early due to ill health and how to deal with pension withdrawal scams.

Categories
  • All Guides(42)
  • Pension basics(8)
  • Pension types(7)
  • Pension contributions(5)
  • Find and transfer pensions(5)
  • Self-employed pensions(10)
  • Pension withdrawal(7)

How much can I pay into my pension?

Learn how much you can pay into a pension each year, your annual allowances for tax relief, and how to backdate contributions.

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Self employed pension tax relief explained

See what pension tax relief is and how it works for the self-employed, business contributions, how much can be paid in and more.

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How Much Can a Company Contribute to a Director’s Pension?

Discover the ins and outs of company contributions to a director’s pension and find out which is more beneficial: personal or company contributions.

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What is a pension?

What a pension actually is, the different pension types available, and why it might be worth paying into a pension.

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How do pensions work?

Paying into a pension, tax relief, contribution limits, fees and accessing or withdrawing from a pension.

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Are pensions worth it?

The benefits of pensions, including tax benefits and a comparison of pensions against other savings accounts such as ISAs.

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Do you pay tax on a pension?

How much tax can be paid on a pension, tax on pension lump sums, pension tax rates, avoiding pension tax and claiming tax back.

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Pension tax relief explained

What is pension tax relief, how it works, how to claim pension tax relief, tax-free pension allowances and claiming higher rate tax relief.

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How to set up a pension

Setting up a private pension from scratch or with a transfer from an existing pension account.

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Workplace Auto-Enrolment & Private Pension Provider

With pensions, as with all investments your capital is at risk. The value of what you put in may go up as well as down.

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Penfold Savings Limited. Penfold is a trading name of Penfold Savings Limited, authorised and regulated by the FCA, no. 826097, registered in England and Wales, company no. 11668244, with a registered office at The Ministry, 79-81 Borough Rd, London, SE1 1DN
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