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Pension contributions: Pension Saver Guides

Everything you ever needed to know about pensions.

Pension basics

Pension tax relief explained

What is pension tax relief, how it works, how to claim pension tax relief, tax-free pension allowances and claiming higher rate tax relief.

Pension types

Workplace pensions explained

What workplace pensions are and how they work. Qualification, enrolment and opting out of a workplace pension. What happens to a workplace pension when leaving a company or after passing away.

Pension withdrawal

When can I withdraw my pension?

See when it's possible to withdraw from a private or the State pension, withdrawing early due to ill health and how to deal with pension withdrawal scams.

How much should I pay into my pension?

Learn how much you should put into your pension based on four key factors, plus two rules of thumb to calculate pension contribution amounts.

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How much can I pay into my pension?

Learn how much you can pay into a pension each year, your annual allowances for tax relief, and how to backdate contributions.

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How the annual allowance affects pensions for high earners

The tax advantages of your pension are reduced and there are charges to watch out for. But there’s a lifeline too.

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How to calculate pension contributions

Discover how to calculate pension contributions, state pension entitlement, limits on contributions and when to start saving.

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How much is my pension worth?

Find out how to work out the value of your pension fund, how to check performance, and your pension statement explained.

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1. Get a Penfold account by registering your details online or with our app.

2. Transfer an existing pension, or make a one-off or recurring payment (pause or adjust any time).

Done! Check savings progress, change investment plan and more with our app or online dashboard.

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