A tech first pension with the Penfold app

Harnessing the power of technology, we've created a pension saving experience everyone can actually enjoy. A clear view of how much you've got and what it will pay for, and tools to help budget for the kind of future you want.

With investments, your capital is at risk.

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A photo of a woman looking at a phone with excerpts of the Penfold pension app savings screen

A better kind of pension

With an intuitive interface and powerful tools, our app gives savers total visibility of their savings, enabling them to easily manage their pension.

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All your pensions in one place

Complete pension savings visibility

Most savers have several pension pots collected from previous jobs. We make it simple to track down and combine old pensions in a few steps.

Find and combine pensions, fast!

Our Find My Pension tool has helped our customers track down lost pension pots worth millions of pounds. No more rooting through old paperwork. A few taps on our app and it’s done.

Our transfers team will sort the rest

We contact previous providers and handle the paperwork. Dashboard updates and notifications show you transfer progress along the way.

A photo of a woman looking at a laptop with excerpts of the Penfold pension app transfer screens

It’s important to compare providers’ fees and any guaranteed benefits when deciding on whether to transfer, and be sure that the investments available are suitable for you. If your employer is paying into your pension currently, transferring that pot may mean you lose out on their contribution.

See what your future looks like

Seeing how much is in your pension pot is handy, but seeing what your annual income will be when you stop working gives you a clearer view of your future.

Your Forecast gives a complete picture, by including the state pension and other personal pensions, placing you in a lifestyle category (such as luxury), and showing you what that would pay for.

Goal Setting helps you achieve your retirement goals by setting smart, realistic yearly targets. Get notifications when you've achieved your targets and a breakdown of your growth and saving habits to help you stay on track.

A photo of a man working on a laptop with an excerpt of the Penfold pension app My Forecast screen

Choose what you invest in and adjust contributions

Choose an investment plan that suits your risk appetite and your values, including sustainable and sharia options. View the performance of your plan and see where your money is invested. Change your strategy at any time.

Some months are more expensive than others. Adjust your contributions whenever you like and easily top up your pension if you find you’ve got a little extra in your bank account.