A photo of a woman looking at a phone with excerpts of the Penfold pension app savings screen

Penfold App

The pension that puts you in control

Track your savings. Combine old pensions. Plan your future. All in one app you’ll actually enjoy using.

A better pension experience

Designed to make saving simple, the Penfold app gives you total visibility of your pension. Track your balance, combine pots, manage contributions and plan ahead – anytime, anywhere.

A photo of a woman looking at a laptop with excerpts of the Penfold pension app transfer screens

All your pensions, in one place

Most people have pensions scattered across old jobs. We help you find them, combine them, and so you can see everything in one place.

Find and combine pensions fast
Our Find My Pension tool has already recovered millions of pounds for our users. A few taps and you’re done.
We handle the legwork
We contact your previous providers and sort the paperwork. You’ll get updates along the way in your app dashboard.
Never lose a pension again
With everything in one place, you can keep track of your future – without the filing cabinet.

It’s important to compare providers’ fees and any guaranteed benefits when deciding on whether to transfer, and be sure that the investments available are suitable for you. If your employer is paying into your pension currently, transferring that pot may mean you lose out on their contribution.

A photo of a man working on a laptop with an excerpt of the Penfold pension app My Forecast screen

Look into your future

Seeing how much is in your pension pot is handy, but seeing what your annual income will be when you stop working gives you a clearer view of your future.

Forecast your future lifestyle
It’s not just about what’s in your pot – it’s what it could mean for your retirement. Your Forecast shows your projected annual income and places you in a lifestyle category (like ‘comfortable’ or ‘luxury’), including your state pension and any personal pots.
Set goals – and smash them
Choose a target, track your progress, and get a nudge when you’re on course. You’ll see your savings habits over time and feel confident in where you’re headed.

A photo of a woman looking at a phone with excerpts of the Penfold pension app Penfold and Sharia fund screens

Invest your way and stay flexible

Smart investments, simple choices
Pick a plan that fits your goals, values, and risk appetite. Choose from a range of options – including our exclusive Penfold Plan. See how it’s performing and where your money’s invested.
Flexible saving, made easy
Life is full of ups and downs. With Penfold, you can top up or pause your contributions whenever you like, directly in the app – no strings attached.