Transfer and combine

All your pensions in one place

Collected a few pensions with job changes? Get a single view of all your pension savings, pay one management fee and get a clear view of the retirement lifestyle you’re on track for.

Your pension pot value can go up or down, but staying invested can help it grow

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A complete view of all your pension savings

No more searching through piles of paperwork for details from different providers or switching between several apps.

Bring them all together for clarity of all your pension savings. Then see a true picture of what retirement lifestyle you’re on track to have.

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Easily track down old or lost pensions

Can’t find some details, or forgotten them? No worries.

Finding lost pensions is a piece of cake with our free Find My Pension service. Simply enter an employer name and we’ll tell you the provider and how to reclaim your pot.

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We’ll do the heavy lifting

Our specialist transfer team handles the paperwork and communication with your previous provider.

We’ll keep you informed with how we’re getting on with progress updates on your Penfold dashboard.

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A clearer way to manage your pensions

Every pension provider charges fees, and those fees can vary. Bringing your pensions together can make it easier to see what you’re paying, where your money is invested, and how your savings are performing.

  • See your pension savings in one place, with a clearer view of your balance, investments and charges.

  • Choose from Penfold’s range of pension funds, designed for different goals and attitudes to risk.

  • Spend less time managing multiple accounts, with fewer providers, passwords and pieces of paperwork to keep track of.

It’s important to compare providers’ fees and any guaranteed benefits when deciding on whether to transfer, and be sure that the investments available are suitable for you. If your employer is paying into your pension currently, transferring that pot may mean you lose out on their contribution.

Pension transfer FAQs