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About Penfold

Penfold is the award-winning digital pension designed to help you take control of your savings and grow your wealth.

Getting more people saving more for the future

We believe the pensions industry is broken. The traditional providers, with their outdated products and poor customer service, have put people off saving. The world of work is rapidly changing and the pensions industry is falling further and further behind. The result is we're living through a silent savings crisis. We started Penfold to reverse this crisis and get more people saving more for their future.

A group of three phones showing various Penfold app screens

A purpose-built pension platform

We've done away with the legacy systems and processes that have stopped the industry from creating an experience that actually meets the needs of the customer.

Our platform transforms the saving experience from one that feels complicated, time consuming and jargon-filled to one that feels motivating and exciting.

Whether you're self-employed, employed or running your own business, saving with us means feeling empowered with the right knowledge and tools to make the right decisions to get you where you want to be.

And with the future taken care of, you can get back to enjoying the here and now.

As featured in

Some of our recent media features.

Penfold closes $8.5M to provide a full-stack pension in an app aimed at freelancers

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Smartphone pensions: should you switch?

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Financial Times

The perfect path to a wealthy retirement

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The Times

Use this pension trick to net £42k and swerve Rishi Sunak's National Insurance tax raid

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The Telegraph

Workers warned not to cut back on pensions in cost of living crunch

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This is Money

Use your pension to beat National Insurance hike and trim hundreds off your tax bill

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Daily Express

Penfold promoted to Starling Bank's personal account marketplace

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IPSE and Penfold agree new deal to help freelancer finances

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Our awards

Penfold is an award winning pension, here are our most recent accolades.

Good Money Guide logo

Best Private Pension 2022. Good Money Guide Awards.

Trustpilot logo

Excellent Rating 2020-2022. Trustpilot Pension Category.

YourMoney.com logo

Best Pension Platform 2022. YourMoney.com Awards.

Meet the team

We're a team of technologists, finance professionals and pension experts committed to creating a world where everyone is confidently saving for the future they want.

Penfold pension team

We're hiring

We're building an awesome of team of pension and finance specialists, engineers, designers and customer care experts. We are always looking for new members of our team so if you'd like to come help us build the Pension of the future, get in touch at hello@getpenfold.com!

We know that the only way to build a pension that works for everyone is to have a truly diverse team that actually represents people from all walks of life and backgrounds, and we know we are not there yet, so we hugely encourage people of all demographics to get in touch if you'd like to work with us.

Backed by the best

We're backed and supported by some of the most experienced fintech investors and entrepreneurs in Europe, such as venture capital firms Plug & Play Ventures and Force Over Mass Capital, as well as early backers in some of technology's biggest names, Spotify, Dropbox, Adyen and Funding Circle .

In May 2021, we were thrilled to offer our customers a chance to invest in the business too via our first crowdfunding campaign, reaching our £3.1m target in less than 24 hours.

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