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News and Insights

We making pensions and financial wellbeing less boring and complicated. Our articles focus on clarity and inspiration instead, as jargon-free as possible.

Insights for individuals

How to Claim Higher and Additional Rate Pension Tax Relief

Earn over £50,270 and paying into a pension? You could be owed hundreds, or even thousands, in unclaimed tax relief. Here’s how to get it back.

Insights for individuals

How to Use your Pension to Avoid Inheritance Tax

Inheritance tax of 40% can feel like a bit of a kick in the teeth but your pension could come to the rescue.

Insights for individuals

The Power of Compound Interest (and Growth) in Your Pension

Your pension’s secret superpower

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  • Insights for individuals

Benefits of Paying Into Your Pension Before Tax Year End

Tax Year-End Checklist: Your Pension Allowance

How to Claim Higher and Additional Rate Pension Tax Relief

Maximise Your Bonus: Boost Your Pension and Save on Tax

How to Carry Forward Pension Allowance (and Boost Your Tax Relief)

How to Avoid the 60% Tax Trap

Pension Tax Relief for Company Directors (2026): Reduce Corporation Tax

Tax Year End Checklist for the Self-Employed (2026)

Do I Need to Declare Pension Contributions on My Tax Return?

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Workplace Auto-Enrolment & Private Pension Provider

With pensions, as with all investments your capital is at risk. The value of what you put in may go up as well as down.

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Penfold Savings Limited. Penfold is a trading name of Penfold Savings Limited, authorised and regulated by the FCA, no. 826097, registered in England and Wales, company no. 11668244, with a registered office at The Ministry, 79-81 Borough Rd, London, SE1 1DN
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