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Find and transfer pensions: Pension Saver Guides

Everything you ever needed to know about pensions.

Pension basics

Pension tax relief explained

What is pension tax relief, how it works, how to claim pension tax relief, tax-free pension allowances and claiming higher rate tax relief.

Pension types

Workplace pensions explained

What workplace pensions are and how they work. Qualification, enrolment and opting out of a workplace pension. What happens to a workplace pension when leaving a company or after passing away.

Pension withdrawal

When can I withdraw my pension?

See when it's possible to withdraw from a private or the State pension, withdrawing early due to ill health and how to deal with pension withdrawal scams.

Should I combine my pensions?

Find out why combining pensions might be a good idea for you based on three key factors and what to check before you decide to combine.

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How to transfer a pension

Find out how to transfer a pension, what the process is, how long it takes and what to think about before transferring.

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Can I transfer my workplace pension?

Find out whether workplace pensions are transferrable, why you should consider transferring, and how to transfer.

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How to find old pensions (when you don’t know the details)

Trying to track down your old pensions? Here's how to find them, even if you don't know any of the details.

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Can I find my pensions with my National Insurance number?

The three ways you can find pensions with your National Insurance number and how Penfold can help.

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Get started in 5 minutes

1. Get a Penfold account by registering your details online or with our app.

2. Transfer an existing pension, or make a one-off or recurring payment (pause or adjust any time).

Done! Check savings progress, change investment plan and more with our app or online dashboard.

Get started now