Join our panel: How to improve employee financial wellbeing

Come along to our unmissable panel: How to improve employee financial wellbeing

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Join our panel: How to improve employee financial wellbeing

Come along to our unmissable panel: How to improve employee financial wellbeing

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-
Days
-
-
Hours
-
-
Minutes
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Seconds
LoginGet started

The private pension for the 21st century

Welcome to a new kind of private pension. Set up in minutes, top up, pause and combine in a few quick taps. It's that simple. Leave the future to us, so you can get back to living today.

Get started now
Download at the Google Play Store
Download at the Apple App Store
Penfold apps showing pension dashboard and contribution history screens

As with all investments, your capital is at risk

The private
pension for
the 21st
century

Welcome to a new kind of private pension. Set up in minutes, top up, pause and combine in a few quick taps. It's that simple. Leave the future to us, so you can get back to living today.

Download at the Google Play Store
Download at the Apple App Store

As with all investments,
your capital is at risk

Penfold apps showing pension dashboard and contribution history screens
Penfold apps showing pension transfer and find lost pension screens

Transfer old pensions

Combining your pensions with Penfold is easy, free of charge, and our expert pension transfer team will manage it on your behalf.

If you already have all the details of an old pension, you can open a Penfold pension with a transfer.

Alternatively, use our Find My Pension tool to track down the details of existing workplace pension pots. Simply enter the name of your old employer and we'll do the rest.

Pension transfer service
Pension contribution type and payment type screens in the Penfold app

Flexible contributions

Life is full of twists and turns. Penfold's private pension is right there with you. Adjust, top-up, or pause your contributions any time - instantly online or with our app.

Enjoy an automatic 25% tax relief top-up every time you contribute to your private pension with Penfold. Subject to annual allowance. Tax treatment depends on individual circumstances and may change in the future.

Unsure about how much to save? Our pension calculator does the hard work by helping you decide how much to contribute.

Pension contributions

Join thousands of happy pension savers

Top performing funds

Lifetime

Our most popular plan. Automatically adjusts investments to maximise early growth before protecting your pot as you approach retirement.

Lifetime plan details

Standard

Complete control of your pension. Choose between four different risk levels - tailoring investments to fit your preferences and outlook.

Standard plan details

Sustainable

Make a positive impact on the world without sacrificing growth. Invests your money into companies with a high ESG rating.

Sustainable plan details

Sharia

Invest your money only into Sharia-compliant companies. All investments are approved by an independent Sharia committee.

Sharia plan details
Penfold pension plan performance track record and fund detail app screens

Make the most of your pension

  • Reach your savings goal: Set an annual saving goal and the ring on your dashboard will fill up as you progress towards reaching it.
  • Change strategies anytime: Looking to switch to a sustainable plan or your risk level? Move your savings to a different plan in a couple of taps and at no charge.
  • Get to know your pension: Our Explore Your Pension feature shows you exactly where your savings are invested down to individual companies.
  • Make pension withdrawals: Choose drawdown, an annuity or even take a lump sum in one go and enjoy a happy retirement.
Penfold apps showing customer service chat and pension FAQs screens

Friendly and expert support

Pensions can be confusing. Our friendly team of experts will answer any question you have, and we promise no jargon.

No waiting lines, no call centres. Just drop us a message on chat, email us or give us a call any time.

Our awards

Penfold is an award winning pension, here are our most recent accolades.

Good Money Guide logo

Best Private Pension 2022. Good Money Guide Awards.

Trustpilot logo

Excellent Rating 2020-2022. Trustpilot Pension Category.

YourMoney.com logo

Best Pension Platform 2022. YourMoney.com Awards.

Securing your savings

Safe

We're authorised and regulated by the Financial Conduct Authority. Deposits are FSCS protected up to £85,000 per eligible person and claim.

Separate

Your money is held separately and invested by BlackRock and HSBC - two of the worlds largest money managers.

Secure

Cutting-edge encryption and data security technology keeps your private information private.

How to get started

1

Get a Penfold account by registering your details online or with our app.

2

Either, transfer an existing pension. Enter the provider name, policy number, an approximate value and tap submit. We’ll do the rest!

3

Or, pay in some cash with a one-off or recurring payment. Pause or adjust at any time.

4

All done! Easily check your savings progress, change investment plan and much more with our modern app or online dashboard.

Get started now
Penfold apps showing pension account set up and dashboard screens

FAQs

My question isn’t here. See all FAQs ».

It is important to compare providers’ fees & any guaranteed benefits when deciding on whether to transfer, and be sure that the investments available are suitable for you. We cannot accept defined benefit pension transfers. If you decide to close your Penfold account and the value of your pot has gone down, the amount returned to the provider may be less than what you originally transferred.

Please know that if your employer is paying into your pension currently, transferring that pot may mean you lose out on their contribution. For more information on the risks see here.

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