Welcome to a new kind of private pension. Set up in minutes, top up, pause and combine in a few quick taps. It's that simple. Leave the future to us, so you can get back to living today.
As with all investments, your capital is at risk
Welcome to a new kind of private pension. Set up in minutes, top up, pause and combine in a few quick taps. It's that simple. Leave the future to us, so you can get back to living today.Get started now
Combining your pensions with Penfold is easy, free of charge, and our expert pension transfer team will manage it on your behalf.
If you already have all the details of an old pension, you can open a Penfold pension with a transfer.
Alternatively, use our Find My Pension tool to track down the details of existing workplace pension pots. Simply enter the name of your old employer and we'll do the rest.
Life is full of twists and turns. Penfold's private pension is right there with you. Adjust, top-up, or pause your contributions any time - instantly online or with our app.
Enjoy an automatic 25% tax relief top-up every time you contribute to your private pension with Penfold. Subject to annual allowance. Tax treatment depends on individual circumstances and may change in the future.
Unsure about how much to save? Our pension calculator does the hard work by helping you decide how much to contribute.
The simplest possible way to get a pension set up if you're self employed. Setup took less than 5 minutes, and it just works - my money goes in, government money goes in, I can see everything at a glance - I genuinely can't see how it could be better.
Extremely good! A lot of freedom with access in full details via app and online platforms. Easy to get in touch with friendly customer service on chatline via either online or app. They listen to us for our feedback and suggestion(s) and they take action by adding in their pipeline to make it happen.
Literally every interaction I have with Penfold is a delight - real, friendly, informative and helpful humans at every turn.
Our most popular plan. Automatically adjusts investments to maximise early growth before protecting your pot as you approach retirement.Lifetime plan details
Complete control of your pension. Choose between four different risk levels - tailoring investments to fit your preferences and outlook.Standard plan details
Make a positive impact on the world without sacrificing growth. Invests your money into companies with a high ESG rating.Sustainable plan details
Invest your money only into Sharia-compliant companies. All investments are approved by an independent Sharia committee.Sharia plan details
Pensions can be confusing. Our friendly team of experts will answer any question you have, and we promise no jargon.
No waiting lines, no call centres. Just drop us a message on chat, email us or give us a call any time.
Penfold is an award winning pension, here are our most recent accolades.
Best Private Pension 2022. Good Money Guide Awards.
Excellent Rating 2020-2022. Trustpilot Pension Category.
Best Pension Platform 2022. YourMoney.com Awards.
We're authorised and regulated by the Financial Conduct Authority. Deposits are FSCS protected up to £85,000 per eligible person and claim.
Your money is held separately and invested by BlackRock and HSBC - two of the worlds largest money managers.
Cutting-edge encryption and data security technology keeps your private information private.
Get a Penfold account by registering your details online or with our app.
Either, transfer an existing pension. Enter the provider name, policy number, an approximate value and tap submit. We’ll do the rest!
Or, pay in some cash with a one-off or recurring payment. Pause or adjust at any time.
All done! Easily check your savings progress, change investment plan and much more with our modern app or online dashboard.
My question isn’t here. See all FAQs ».
It is important to compare providers’ fees & any guaranteed benefits when deciding on whether to transfer, and be sure that the investments available are suitable for you. We cannot accept defined benefit pension transfers. If you decide to close your Penfold account and the value of your pot has gone down, the amount returned to the provider may be less than what you originally transferred.
Please know that if your employer is paying into your pension currently, transferring that pot may mean you lose out on their contribution. For more information on the risks see here.