Sustainable pension plan

Make a positive impact on the world without sacrificing pension pot growth by selecting our ethical, green pension option.

As with all investments, your capital is at risk.

Save in line with ethics

We believe that environmental, social and governance (ESG) matters can have a huge impact on the future of our planet. Our Sustainable plan is the best way to make a positive impact on the world without sacrificing investment returns.

The plan uses a mix of ESG screening and enhancing as well as a focus on socially responsible investing. It invests a larger percentage in companies with the highest ESG rating compared to peers and removes any investments that underperform.

The Sustainable plan has one simple all-in fee. You'll only pay an annual fee of 0.75% for savings under £100,000, or 0.4% for any amount over £100,000.

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Risk level choices

Tailor your pension to fit your stage of life and investment preferences. It's easy to adjust your risk level in a couple of taps, online or with our app.

Level 5: Highest growth potential and risk

More than 15 years from retiring. Aims for long term growth. 100% exposure to sustainable equities.

Level 3: Low to medium growth potential and risk

Around 3 to 15 years from retiring. Aims for moderate growth. Balanced risk profile across sustainable investments.

Level 1: Lowest growth potential and risk

Retiring in the next 2 to 3 years. Aims to protect your pot value. Low risk sustainable investments.

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In collaboration with BlackRock

We're proud to collaborate with the world's largest investment manager, BlackRock, to protect and grow our customers' pension savings with the Sustainable plan.

BlackRock's sustainable MyMap fund invests across thousands of companies and other investment assets. Through its advanced technology it aims to invest only in companies that meet high sustainability standards and scores.

When selecting the types of companies it can invest in, it considers a broad spectrum of ESG themes, such as climate change, natural resources, pollution and waste, environmental opportunities, human capital, product liability, stakeholder opposition, social opportunities, corporate governance and corporate behaviour.

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Sustainable plan FAQs

Join Penfold and bring financial wellbeing to your team

Give your team a top pension and boost their financial wellbeing

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Get industry-beating account management at no extra charge

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