Add money into your pension in a few taps
Tailor your plan to fit your self-employed finances.
Contribute as much or as little as you'd like - whenever and wherever.
Receive automatic tax-top ups or reduce your tax bill.
Flexible & tailored to fit your finances
When you’re self-employed, your finances aren’t easy to forecast.
Penfold is designed to be tailored to your personal finances. Once you start saving, you can top up, change, or pause your payments at any time — instantly and online.
Contribute as much or as little as you'd like - there's no minimums and no restrictions.
25% tax relief bonus
The government adds a 25% tax bonus to all personal contributions into a pension. That's guaranteed cashback on what you save, and we'll automatically claim it for you and add it to your pension.
Contribute £100, get £25 added by HMRC! Tax treatment does depend on your individual circumstances & may be subject to change in the future.
Learn more about self-employed pensions.
Director? Make tax-efficient contributions
Pension contributions are classed as a business expense, so you won't pay any tax on these contributions.
Business contributions are deductible from your corporation tax bill. £1000 into your pension will reduce your tax bill by £190.
Learn more about pensions for directors.
Tax treatment does depend on your individual circumstances & may be subject to change in the future.
Unsure what to save? Use our calculator
Knowing how much to save can be half the headache with a pension. We've got you covered.
Our pension calculator can help you decide how much to save into your Penfold pension.