Trace and transfer your old pensions

Consolidate your old pension pots with Penfold. FCA number 826097.

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As with all investments, capital is at risk.

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Trace down old pensions

If you already have the pension details of your old pension, you can open your Penfold pension with a transfer.

Or, you can use our pension tracing service to track down the details of your old workplace pension pots. Just enter in your old employer name and we'll track down the pension provider your pension is with. It's that simple.

It is important to compare providers’ fees & any guaranteed benefits when deciding on whether to transfer, and be sure that the investments available are suitable for you. We cannot accept defined benefit pension transfers. If you decide to close your Penfold account and the value of your pot has gone down, the amount returned to the provider may be less than what you originally transferred.

Please know that if your employer is paying into your pension currently, transferring that pot may mean you lose out on their contribution. For more information on the risks see here.

We'll keep you updated

Pensions can be confusing. Our friendly team of experts will answer any question you have, and we promise no jargon. Just drop us a message on chat, email us or give us a call.

Once you've requested your pension transfer, we'll start contacting the previous pension providers and start to move your money over to your Penfold pension.

Our consolidation service is for everyone

Having your savings all in one place means you can see the total value and performance, choose what type of fund you want to invest in and even add more savings on top.

Important for your financial wellbeing, you also know how much money you’re likely to have available to you when you retire.

Set up and combine online, in minutes

Flexible contributions

Adjust, pause, top up your pension in line with your company cash flow anywhere, anytime.

Simple to set up

Running a business leaves you short on time. Setup with Penfold online in just 5 minutes.

One all-in fee

We hate hidden fees. You'll only pay one annual fee of either 0.75% or 0.88%, depending on your pension option.

Set up & transfer

Set up & transfer

Select your pension option

We offer four Standard options, plus a Shariah and a Sustainable pension fund.

Set up your contribution

If you haven't already, finish setting up your Penfold pension with a contribution, either through Direct Debit or bank transfer.

Click 'Add a pension'

If you know your old pension details, enter them through the existing pension option. We'll initiate the transfer process with the other provider.

Click 'Find my pension'

If you've lost track of your old pension details, enter your old employer on our tracing service and we'll track down the provider.


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Join thousands of people already saving with Penfold

Crowd of happy people


It was so simple to set up and the team were able to transfer in my existing pension pots for me without hassle. Everything is clear and easy to understand, which is a relief when traditional pensions can be confusing.


If you're freelance/ self employed, this is a must. You'll thank yourself later. Really easy to setup, add money, choose your investment options, and transfer existing pensions over. Amazing customer service too, really helpful explaining things if you are unsure.


Quick and easy to set up, I am loving the ‘Sustainable’ growth profile and the app is easy to use. And the customer service for Penfold is amazing! Really enjoying using their service so far.

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