Transfer and combine your pensions

Collected a few pensions with job changes? Get a single view of all your pension savings, pay one management fee and get a clear view of the retirement lifestyle you’re on track for.

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Your pension pot value can go up or down, but staying invested can help it grow

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Combine your pensions for a complete view of your savings

No more searching through piles of paperwork from different pensions or switching between apps.

Combine your pensions, bringing them together for clarity on your savings.

One dashboard, one annual fee, one goal. Your pension planning made even easier.

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Transfer lost pensions to one place, we'll find them for you

Lost or forgotten old pension details? No worries.

Our free Find My Pension service quickly and easily finds all your pension pots. Simply enter an employer name and we'll find the provider and handle the pension transfer for you.

Discover our Find My Pension tool
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We handle all the pension transfer paperwork

Our specialist transfer team handles the paperwork and communication with your previous provider.

We’ll keep you informed with how we’re getting on with progress updates on your Penfold dashboard.

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Consolidating your pensions saves you time and money

Consolidating all your pensions in one plan can make it easier to see what you’re paying, where your money is invested, and how your savings are performing.

  • See your pension savings in one place, with a clearer view of your balance, investments and charges.

  • Choose from Penfold’s range of pension funds, designed for different goals and attitudes to risk.

  • Spend less time managing multiple accounts, with fewer providers, passwords and pieces of paperwork to keep track of.

It’s important to compare providers’ fees and any guaranteed benefits when deciding on whether to transfer, and be sure that the investments available are suitable for you. If your employer is paying into your pension currently, transferring that pot may mean you lose out on their contribution.

More benefits of our pension

Pension transfer FAQs