Workplace pensions made easy

Clear, uncomplicated, and jargon free. A user friendly pension your staff will love, backed up with the kind of customer support you wish every company provided.

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Rated Excellent
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Trusted by thousands of UK businesses

The workplace pension that works better for everyone

We've cancelled ‘complicated’, done away with ‘difficult’ and banished ‘boring’. Our pension experience is one everyone can actually enjoy, helping employees improve their financial wellbeing and businesses grow faster.

Engage, attract and retain the best talent

Getting and keeping the best people is a lot easier when the company pension becomes their best-loved benefit. Safeguard your company's growth and save money.

Save money and time, grow your business

Salary sacrifice implementation, an ultra user-friendly pension experience and industry leading account management to help you grow your business.

The first pension you’ll actually enjoy using

How much you’ve got, what it will pay for and how to save for the lifestyle you want. Our people focused pension sits on your phone and provides clarity about your future.

Employer Dashboard

Save time with our modern pension processing platform

Time-saving payroll

Experience time-saving and easy-to-use payroll technology. Eliminate the hassle of pension and payroll processing.

Effortless compliance

Stay in control and ensure compliance with total visibility over both your contributions and those your employees make.

Error-free payroll

Ensure 100% data accuracy. We’ll review your file in real-time and summarise the data for you to cross-check.

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Industry-beating account management

We’re ready for a long-term relationship. Are you?

Free, ongoing consultation

We can help you design the right scheme for your business by benchmarking your current scheme against your peers and stepping up your pension offering as you grow.

Help on hand

Help is only a phone call away with dedicated 1-2-1 account management that offers payroll support and regular check-ins.

Easy onboarding

We do the work involved in switching from your old provider, and our account managers can help with staff onboarding via webinars and Q&As.

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A tech first pension

Finally, a pension that’s easy to manage

All your pensions in one place

We make it simple to track down and combine old pensions in a few steps for complete visibility over all of your savings.

See what your future looks like

A complete picture of retirement including the state pension and other personal pension. Our app can help to achieve retirement goals with smart, realistic yearly targets.

Choose what to invest in and adjust contributions

Adjust your contributions whenever you like and top up if you find you’ve got a little extra in your bank account. Choose an investment plan that suits your risk appetite and your values.

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Everyone needs an auto-enrolment pension scheme, so why not use the best one?

Penfold really stands out with the customer service it offers. They’re so much more flexible and on top of things than any other pension provider I’ve spoken to.

Investment performance is most important, and Penfold’s historical performance is excellent.

Chris Binns

Chartered Financial Planner at MoneyWeb

    Penfold offers great customer service to ourselves as Payroll Managers but also to our employees, who value the app experience.

    Implementing Penfold has led to a decrease in our negative ticket numbers and we have far less payroll corrections to facilitate.


    Senior Payroll Expert at Deel

      Penfold is dramatically better than anything we’ve worked with before and has helped me by removing all of the admin that comes with pensions. ‘Saving time’ is one of the key benefits that encourages me to recommend it to others.

      Penfold’s been a huge success at Cuvva, with 88% of the company logging into the app to view their pensions.

      It’s one of the tools I just could not live without.

      Alex Perkins

      Senior People Operations Partner at Cuvva

        Penfold’s team of dedicated experts are super responsive and will help me with any kind of questions or queries that I might have.

        There’s no longer this restriction where I’m working as a kind of middleman. In fact, people can just go straight to the source and get whatever information they need.

        Penfold was absolutely amazing in terms of the education, the training, and all the administrative backlog that goes on with moving over pension providers. It ran so smoothly, I would say to other PeopleOps Leads: ‘Don't hesitate at all.’

        Aileen Walsh

        People Operations & Data Lead at Paddle

          For Employees

          The first pension you’ll actually enjoy using.

          A better kind of pension

          With an intuitive interface and powerful tools, our app gives you a clear view of your savings to more easily manage your pension.

          All your pensions in one place

          Most savers have several old pension pots collected from previous jobs. We make it simple to track down and combine old pensions in a few steps for complete visibility over all of your savings.

          Demystifying the ‘P’ word

          For too long pensions companies have put off potential savers by using jargon that very few people understand. That’s not us. We provide free training and workshops so you can get the most value out of your most important benefit. There are no stupid questions – ask us anything!

          Level up your pension knowledge

          Everything you ever needed to know about pensions.

          Pension saver guides
          News and insights

          Reading to enrich you

          We’re on a mission to make pensions and financial wellbeing less boring and complicated. Our blogs focus on clarity and inspiration instead, as jargon-free as possible.

          Visit our blog
          Penfold user guides

          Support guides for using Penfold

          Wondering how to combine pensions with our app? Foxed by your forecast? All you need to know about using Penfold is right here.

          Visit our Product Guides

          Helping businesses deliver great pension experiences for thousands of employees

          See what other people say about Penfold on Trustpilot

          Join businesses providing great pension experiences for thousands of employees


          Happy Penfold pension savers


          Saved in pension pots

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