Process pension contributions with Xero
Choose the route that best fits how you manage payroll.
Penfold integration – supported
Connect Xero to Penfold and send contribution data directly, reducing manual uploads and repeat admin.
PAPDIS – supported
Export a PAPDIS file from Xero, then upload it to Penfold for pension processing.
Excel / CSV – supported
Upload an Excel or CSV file to Penfold so we can process your pension contributions.

Simpler pension admin for Xero payroll users
Managing workplace pensions shouldn’t mean downloading files, checking spreadsheets or repeating the same pension admin every pay period.
With Penfold and Xero, you can keep payroll and pension processing connected, so your team spends less time on manual admin and more time running the business.
Whether you manage payroll in-house or support clients as an accountant, Penfold gives you a modern workplace pension that fits around the way you already work in Xero.

How Penfold works with Xero
- Set up Penfold in Xero
Add Penfold as your workplace pension provider in Xero Payroll using your Penfold scheme details.
- Run payroll as normal
Continue using Xero for your usual payroll process, including employee pay, deductions and pension contributions.
- Process contributions with Penfold
Send contribution data to Penfold using the route that works best for your setup.
Why connect Xero to Penfold?
Save time every pay period
Reduce repetitive pension admin after running payroll in Xero.
Reduce manual errors
Use a clearer process for sending payroll and pension data to Penfold.
Support multiple processing routes
Choose the route that works for your setup, including Penfold integration, PAPDIS or Excel / CSV.
Give employees a better pension experience
Give employees access to a modern pension that’s easier to understand and manage.

Built for employers, advisers and payroll teams
- Employers
Manage your workplace pension alongside the payroll software your business already uses.
- Advisers
Support clients with a pension provider that fits into familiar Xero payroll workflows.
- Payroll
Keep payroll and pension processing organised, accurate and easier to manage.

Why choose Penfold?
Penfold combines modern workplace pension technology with hands-on support for employers, accountants and payroll teams.
Whether you’re setting up a new scheme or switching from another provider, we’ll help you get started and keep pension admin simple.
Modern workplace pension platform
Support from dedicated pension experts
Simple employee pension experience
Help with setup and switching





