Reduce Employer NICs: Salary Sacrifice Pensions
Refer a friend
Shout from the rooftops and help your pension grow. They'll get a bonus too!
How it works
For every friend you refer to Penfold that pays in £25 both you and your friend's account will get an additional £25 bonus top-up.
Log in to your Penfold dashboard and tap the Refer button.
Copy and send your unique referral link to your friends.
Receive a £25 bonus when your friend makes a payment.
Your friend will receive a £25 bonus in their pension too!
Refer a friend FAQs
Once both you and your friend have both paid in at least £25 into your Penfold pension, you will receive your bonus payment in your pension within 2 weeks.
This £25 bonus will be made up of £20 from us at Penfold, and the other £5 will be a tax top up from HMRC. You will receive the tax top up 1-2 months after the referral bonus has been added to your pension.
Read more about the terms and conditions of our referral programme.
As many as you'd like! There's no limits to how many people you can refer.
Some of our customers have earned hundreds of pounds from referral bonuses after referring all of their friends!