Introducing "Find My Pension"

  •  By
  •  Murray Humphrey

Ever put something down and completely forget where you left it? Now, how would you feel if that thing you misplaced was worth more than £19 billion?

Lost or forgotten pensions have become a real problem in the UK, but it's not difficult to see the reason why. As you progress in your career, it's easy to lose track of the workplace pensions you pick up along the way. You may have even forgotten you had one set up for you.

We've found that Penfold savers underestimate the value of their old pension pots by 33%. Question is, how do you actually find old pensions, especially if you don't know your policy number?

Introducing our brand new "Find My Pension" service. Trace lost pots, even when you don't have the details.

How to find old pensions

We built "Find My Pension" to make tracing long lost pots simple for Penfold savers, even if you don't have the details to hand. Here's how it works.

  1. Sign in and hit 'Transfer Your Pension', then 'Find My Pension'
  2. Tap 'Start' and tell us the name of your old employer
  3. Pick your pension scheme from the list to see all the details!

It's as easy as that. From here, you can get in touch with your old provider to find out your policy number, total pot and more. Remember, you'll probably be asked to provide your name, national insurance number, and which employer set the pension up for you.

You can learn more about locating old pensions in our How to find old pensions guide. Once you've found your pensions, what happens with them is up to you.

Should I consolidate my pensions?

When you've located an old pension, you have a couple of options for what to do next.

Of course, you can just leave it where it is. Now you know the details and how much is in the pension, you have everything you need to make informed decisions about your future. The main drawback is having to deal with the admin of managing multiple pots.

The other option is to combine your pensions into one pot. At Penfold, we make this part a doddle. We'll contact your old pensions providers and transfer everything over to your Penfold pension for you. We'll take of the hard work and let you know as soon as everything is sorted. This normally takes 4-8 weeks.

Now you can see your full savings story simply by logging in. No more guesswork or admin, just pension peace of mind.

Remember, there are a few things to keep in mind before deciding to combine your pensions. It's important to double check all the details to make sure you don't miss out on any perks.

A photo of Murray Humphrey

Murray Humphrey


Get started in 5 minutes

1. Get a Penfold account by registering your details online or with our app.

2. Transfer an existing pension, or make a one-off or recurring payment (pause or adjust any time).

Done! Check savings progress, change investment plan and more with our app or online dashboard.

Get started now