Terms and Conditions

Terms and Conditions

Website Terms of Use

Refer a Friend Programme

Transfer “Top-Up” Terms

Promotion Programme Terms

Workplace Pension Documents

Auto Enrolment Default Generic Pre-Sales Illustration

The Penfold Plan: Auto Enrolment Default Plan

Auto Enrolment Key Features Document

Auto Enrolment Membership Schedule

Penfold GPP - Statement of Investment Principles

Member Information and Guides

Charges Guide

Compounding Illustration

Generic Pre-Sales Illustration

Key Features Document

Member Declaration

Governance and Oversight

GAA Terms of Reference (2022)

GAA Value of Money Report (2025)

GAA Value of Money Report (2024)

GAA Value of Money Report (2023)

Policies and Complaints

Penfold Privacy Policy

Complaints Procedure