Penfold Plan Details
The Penfold Plan is a bespoke fund, designed just for our customers. That means you won’t find it listed on public investment sites – but you can still keep a close eye on how it’s doing, right here.
Penfold Plan Factsheet
Want the full picture? Download the factsheet.
It’s packed with everything you need to understand how your pension’s invested and how it’s performing. Here’s what’s inside:
- A clear breakdown of what your pension is invested in
- Performance comparisons vs inflation and other leading pension funds
- Risk profiles for each fund: Growth, Balance and Protect
- ESG ratings and geographical exposure
- Performance updates and historical simulations
Penfold Plan Performance
Here’s how our three fund options – Growth, Balance and Protect – have performed over time.
The Penfold Plan officially launched on 25th February 2025. But the investments that make up each fund (the building blocks) have been around for much longer. So, to show how the plan might have behaved in different market conditions, BlackRock created a simulation using historical data from those underlying investments.
The chart below contains simulated performance up to March 2025, real-world results from that date onwards.
It’s important to note that it cannot be definitively said exactly how this plan would have performed in the past. Simulations should not be taken as a guarantee of expected past or future performance, but are designed to be illustrative only. A full list of the assumptions made to generate the simulations is available and should be carefully considered.
And remember: Past performance, whether actual or simulated, isn’t a reliable guide to the future. All investments carry risk, and the value of your pension can go down as well as up. Returns can also be affected by changes in currency.
Inside the Penfold app
Your pension, always at your fingertips
Keep on top of your pension – no spreadsheets required. The Penfold app makes it easy to:
- Track performance in real time
- See monthly updates with the latest figures
- Download factsheets and simple summaries
- Chat with our friendly support team whenever you need
