A laptop screen displays the Penfold app’s employee management page for “Greedy Pig Inc.,” listing employees with details like status and enrollment dates. A smartphone nearby shows the Penfold app’s dashboard with a pension pot total of £12,994.54. To the right, three colleagues—two women and a man—smile and collaborate around a table in a casual office setting. The scene highlights teamwork and digital pension management tools.

Auto-enrolment pensions made simple

Set up a workplace pension that’s fully auto-enrolment compliant, easy to manage and free for employers.

Whether you’re hiring your first employee or growing your team, Penfold makes it simple to meet your legal duties and give employees a pension they’ll actually use.

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4.6based on2,000 reviews

Trusted by thousands of UK businesses

From growing startups to established employers, businesses across the UK trust Penfold to help them manage workplace pensions and auto-enrolment.

A woman in a brown blazer and white turtleneck works on a laptop in a warmly lit office. Overlaying graphics on the right display Slack-style messaging elements. “Team Penfold” includes channels like #saving-guides, #app-features, #pension-questions, and #community, with user icons for Maria, Steven, and Isabelle. Another box below shows a profile labeled “Ellie” with her photo and text lines

What is auto-enrolment?

Auto-enrolment is a legal requirement that means employers must automatically enrol eligible employees into a workplace pension and make pension contributions on their behalf.

If you employ staff in the UK, you’ll typically need to..

  • Set up a qualifying pension scheme
  • Enrol eligible employees
  • Make employer contributions
  • Keep records and maintain compliance

Penfold helps you do all of this in one place.

Everything you need for auto-enrolment

Auto-enrolment compliance

Stay compliant with UK pension regulations.

Simple administration

Easily manage contributions and employee activity.

Expert support

Get help from pension specialists when you need it.

Salary sacrifice implementation

Reduce National Insurance costs for your business.

Employee experience

Give employees a pension that’s easy to understand.

Easy setup

Get up and running quickly and confidently.

A woman with curly red hair, wearing glasses, a white shirt, and a light green cardigan, looks down at her phone. Next to her is a mobile app interface for Penfold, showing a recent pension contribution of £400 from “Acme Inc.” The total pension pot value is displayed as £12,994.54, with options to transfer or add money. Below, recent pension transfer statuses are shown, along with a “Your forecast” section about retirement projections.

Get set up quickly and stay compliant

Setting up a workplace pension doesn’t need to be complicated.

Penfold guides you through the process, helping you get your scheme up and running while ensuring you meet your auto-enrolment obligations.

Whether you’re employing your first member of staff or adding to a growing team, our experts are here to help.

  • Simple onboarding process

  • Guided setup

  • Ongoing compliance support

  • Help whenever you need it

A set of four smartphones display different screens of the Penfold pension app on a pastel purple background. Screens include a performance graph of a “Level 4 Plan,” a total pension pot value of £12,994.54, transfer options, and recent pension transfer activities. Another screen encourages users to combine their pensions, with a button labeled “Combine pension.” The design emphasizes easy navigation, retirement planning, and tracking contributions.

A workplace pension employees will actually use

Most workplace pensions are something employees rarely think about.

Penfold helps employees understand their pension, track their savings and stay connected to their retirement goals through a simple mobile-first experience.

That means your workplace pension can become more than a compliance requirement – it can become a benefit employees genuinely value.

A person types on a laptop displaying a Penfold app screen labeled “Companies House details.” It shows information for a company called “Greedy Pig Inc” with an option to “Confirm company details.” Overlaid boxes include a “Complete set up” progress bar showing “3 / 2 completed” with green checkmarks and a five-star review titled “Always available,” praising Penfold’s customer support in setting up a workplace pension. A blue button labeled “Add employer” appears in the top left.

Save money with salary sacrifice

Salary sacrifice can help reduce Employer National Insurance costs while increasing pension contributions for employees.

It’s one of the simplest ways to get more value from your workplace pension.

Penfold can help you understand the potential savings available and support implementation if salary sacrifice is right for your business.

A close up photo of a pair of hands holding a phone
A close up photo of a pair of hands holding a phone

What our customers say

A close up photo of a pair of hands holding a phone
Everyone needs an auto-enrolment pension scheme, so why not use the best one? Penfold really stands out with the customer service it offers. They’re so much more flexible and on top of things than any other pension provider I’ve spoken to. Investment performance is most important, and Penfold’s historical performance is excellent.
Chris Binns
Chartered Financial Planner at MoneyWeb
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Penfold is dramatically better than anything we’ve worked with before and has helped me by removing all of the admin that comes with pensions. ‘Saving time’ is one of the key benefits that encourages me to recommend it to others. Penfold’s been a huge success at Cuvva, with 88% of the company logging into the app to view their pensions.
Alex Perkins
Senior People Operations Partner at Cuvva
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