We help thousands of people today set up a brighter future, so that they can stop working sooner. FCA number 826097.
We've taken pensions out of the dark ages. Set up online in just 5 minutes.
Adjust, pause, top up your pension anywhere, anytime. No minimum payments.
Withdraw online from age 55. No paperwork, no hassle and no restrictions.
If you have other pension pots, we can bring them together in one place for you.
Tracking and consolidating your old pension pots with Penfold is easy, free of charge, and our friendly customer service will manage it on your behalf. Learn more about our transfer service here.
It is important to compare providers’ fees & any guaranteed benefits when deciding on whether to transfer, and be sure that the investments available are suitable for you. We cannot accept defined benefit pension transfers. If you decide to close your Penfold account and the value of your pot has gone down, the amount returned to the provider may be less than what you originally transferred.
Please know that if your employer is paying into your pension currently, transferring that pot may mean you lose out on their contribution. For more information on the risks see here.
The government adds a 25% tax relief bonus to everything you save into a pension! We'll claim it for you and add it directly to your pension.
Or, if you're a limited company director, pension contributions are classed as a business expense and can reduce your corporation tax bill by up to 19%!
Tax treatment does depend on your individual circumstances & may be subject to change in the future.
Select one of our six carefully selected pension plan options.
Add a contribution, either a one off or monthly payment.
Transfer your old pensions in one click and our team will sort the rest on your behalf.
Track your performance, project and forecast your future with our calculator tools.
Withdraw online from age 55
Make a positive impact on the world through socially responsible investing with our Sustainable pension option.
Select one of four of our diversified Standard pension options, that balance risk with reward.
Invest in line with your faith without sacrificing your pension pot growth by selecting our Shariah pension option.
It was so simple to set up and the team were able to transfer in my existing pension pots for me without hassle. Everything is clear and easy to understand, which is a relief when traditional pensions can be confusing.
Just brilliant! So easy to use. Customer Service second to none! Responses. Yes! Responses to your enquiries, quickly and in a language we all understand - common sense.
Why oh why!? can't so many other companies be like this. Thrilled and delighted and in control. It's great.
Setting a Penfold pension is super easy and very quick it also gave me the option to choose a Shariah product! I am so impressed that such an innovative brand could also be so diverse and inclusive!
Your money is held by a third party custodian with Lloyds bank. If the event that Penfold became insolvent, your assets would be kept separate and transferred to another provider.
Your data is secure and protected by the most up-to-date technology and processes. We strictly follow GDPR guidelines.
Your pension holdings are protected by the Financial Services Compensation Scheme. In the event BlackRock, HSBC or Lloyds bank became insolvent, your pension is protected up to £85,000 per individual with an eligible claim.
Our pension funds are managed by some of the largest and most experienced money managers in the world: BlackRock and HSBC.
To learn more about Penfold's security, head here.
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