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Making pensions simple

We help thousands of people today set up a brighter future, so that they can stop working sooner. FCA number 826097.

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Penfold — Enjoy the now

As with all investments, your capital is at risk

Making
pensions
simple

We help thousands of people today set up a brighter future, so that they can stop working sooner. FCA number 826097.

Download at the Google Play Store
Download at the Apple App Store

As with all investments, your capital is at risk

Penfold — Enjoy the now

Simple, flexible & easy: how pensions should be

Simple to set up

We've taken pensions out of the dark ages. Set up online in just 5 minutes.

Flexible contributions

Adjust, pause, top up your pension anywhere, anytime. No minimum payments.

Withdraw with ease

Withdraw online from age 55. No paperwork, no hassle and no restrictions.

Trace & transfer your pensions

If you have other pension pots, we can bring them together in one place for you.

Tracking and consolidating your old pension pots with Penfold is easy, free of charge, and our friendly customer service will manage it on your behalf. Learn more about our transfer service here.

It is important to compare providers’ fees & any guaranteed benefits when deciding on whether to transfer, and be sure that the investments available are suitable for you. We cannot accept defined benefit pension transfers. If you decide to close your Penfold account and the value of your pot has gone down, the amount returned to the provider may be less than what you originally transferred.

Please know that if your employer is paying into your pension currently, transferring that pot may mean you lose out on their contribution. For more information on the risks see here.

Tax bonuses & reductions

The government adds a 25% tax relief bonus to everything you save into a pension! We'll claim it for you and add it directly to your pension.

Or, if you're a limited company director, pension contributions are classed as a business expense and can reduce your corporation tax bill by up to 19%!

Tax treatment does depend on your individual circumstances & may be subject to change in the future.

The Guardian
The Times
FT Adviser
This is Money
Pensions expert
Techcrunch

How to set up, invest & track your future

1

Select one of our six carefully selected pension plan options.

2

Add a contribution, either a one off or monthly payment.

3

Transfer your old pensions in one click and our team will sort the rest on your behalf.

4

Track your performance, project and forecast your future with our calculator tools.

5

Withdraw online from age 55

Penfold dashboard and risk selection screens

Our pension plans are diverse & tailor-made to suit you

Sustainable

Make a positive impact on the world through socially responsible investing with our Sustainable pension option.

Standard

Select one of four of our diversified Standard pension options, that balance risk with reward.

Shariah

Invest in line with your faith without sacrificing your pension pot growth by selecting our Shariah pension option.

Join thousands of people already saving with Penfold

How we keep your money safe

Separated

Your money is held by a third party custodian with Lloyds bank. If the event that Penfold became insolvent, your assets would be kept separate and transferred to another provider.

Secure

Your data is secure and protected by the most up-to-date technology and processes. We strictly follow GDPR guidelines.

Protected

Your pension holdings are protected by the Financial Services Compensation Scheme. In the event BlackRock, HSBC or Lloyds bank became insolvent, your pension is protected up to £85,000 per individual with an eligible claim.

Professionally managed

Our pension funds are managed by some of the largest and most experienced money managers in the world: BlackRock and HSBC.

To learn more about Penfold's security, head here.

FAQs

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Get in touch

The Penfold team sitting amongst lots of plants

Our team is made up of experts in pensions, technology, security, operations and customer services. You can reach us any time on chat, by phone or on email.

0208 003 5908

hello@getpenfold.com

The Penfold team sitting amongst lots of plants

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